When legislatures across the country created their state’s respective workers’ compensation systems, they looked to see what other states had done when crafting their set of laws. Some states are more favorable to the workers and others are more favorable to employers and big business. Some states try to strike and equal balance between the needs of workers to make ends meet following and injury and employer’s needs to keep costs down.
One of the common themes in virtually all workers’ compensation systems is that elected officials are hesitant to create a system where an injured worker can make the same or even more money staying at home and collecting benefits than he could at work had it not been for the on the job injury. While this may seem fair to some, the problem is the injured worker generally cannot go back to work so he or she should not have to earn less in workers’ compensation benefits than he or she would had the accident not occurred, since his or her other bill are not going to down along with his or her income.
While this is not likely to change anytime to soon, Massachusetts lawmakers are trying to make the situation a little more tolerable for injured workers by adjusting how the state average weekly wage (SAWW) is calculated. Essentially, the workers compensation board looks at what a worker would be earning according to an average worker in the state working the same job, and pays a percentage of that amount as benefits.
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